Wednesday, March 18, 2009

Microfinance: Small hopes, Big gains

A text that focuses on the Indian microfinance scenario

This book is both textual and contextual and focuses on the Indian Microfinance scenario. It gives an in-depth understanding on microfinance products, supported by relevant case studies and examples. The different components of microfinance in the Indian context are discussed with suitable examples such as demand and supply of microfinance, intermediation and regulations and so on.

The book analyzes the role of microfinance and microfinance institutions in natural disasters and also scans various microfinance lending models practiced throughout the world, and focuses on the models practiced in India.

As microfinance in India is a continuous changing practice, the various products, technology, innovations and product mix are captured with suitable examples, drawn from various institutions and organizations. Theories and practices in managing risk and uncertainties are also discussed.

The book concludes with discussions on microfinance as a tool for poverty alleviation, social development, women empowerment, microenterprise development and socio-economic development of rural and urban poor, and is supported with many real cases drawn from the field.

Why do you need it?
  • Defines microfinance as a business and describes its role in social development and poverty alleviation.
  • Discusses various credit lending models used in India and used throughout the world.
  • Includes topics focused on theories, principles, practices and case studies on microfinance.
  • Describes innovative concepts developed in microfinance in recent past.
  • First book that provides an in-depth understanding of microfinance marketing which is missing in most of the books on microfinance available in India.
  • Covers the syllabus of microfinance taught in almost all Management schools of India. Supports the text with real examples (case-lets) from the field covering the major states of India and many institutions universally throughout the book.
  • Discusses the role of microfinance in disasters.
  • Excellent pedagogy and student-friendly format having:
    - Points to remember
    - Multiple choice questions
    - Exercises and assignments
Target audience - Who is the book meant for?
  • Students of Rural Management, Microfinance, Rural Development, Agribusiness Management, Social Works and Social Service.
  • Practitioners working in microfinance institutions; researchers working on microfinance in India
  • For NGO’s in India
About the author

Prof. Debadutta K. Panda is presently working as a core faculty member at Xavier Institute of Social Service (XISS), Ranchi. He is an M.Sc. in Agricultural Economics from Orissa University of Agriculture and Technology (OUAT), Bhubaneswar and a Post Graduate in Rural Management from Xavier Institute of Management (XIM), Bhubaneswar and is continuing his doctoral research on microfinance.

Prof. Panda has worked on consulting and research assignments for agencies like United Nations Development Programme (UNDP), World Food Programme (WFP), World Wide Fund for Nature-India (WWF), United Nations Industrial Development Organization (UNIDO), World Bank, Asian Development Bank (ADB), GVT, MART, CFMR, Government of Orissa, Government of India, AMITY Bhubaneswar Campus (Amity University) and Orissa University of Agriculture and Technology.

ISBN: 9788126519446
Understanding Microfinance
Debadatta K. Panda
Price: Rs 299/-
296 pages

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